Trans Union
Trans Union Credit Services.
Do you need a credit service, perhaps a monthly credit report, is your credit score important?
Maybe not.
Do you want Trans Union credit reporting service? - probably not.
But the need depends on you.
Do you follow up on projects?
I have had a bunch of my personal data stolen while it was in someone else's hands. Happily it was easy to contact TransUnion and get a warning stuck on my credit report to double check any loan requests.
You can get one free credit report just for asking. That will give you a free credit score - and a list of all your credit information.
I have had no problems, - yet. Transunion got me a copy of my report, and the other two major credit company's reports, for free.
A monthly credit report service is available for about six bucks a month, but you would have to want to watch it and follow-up. I doubt many will do that, it would just get thrown away and they would be billed for it.
You know you best.
Knowing how bad identity theft can be, and how much some folks worry about it; you may want to contact Trans Union or one of the other credit services and consider their offers.
Allan
I am not part of the TransUnion credit and credit score services program. If you use affiliate marketing on your site, I notice they do have affiliate relationships available. I may check it out, someday.
.
posted by BFU Rector at 12:25 AM
9 Comments:
We all think it's someone else, right? I am a retired, on SSD, woman of 60; few enough assets to be considered low income except for my home; and guess what?
Not only did someone walk into our rural home, where no one ever locks their front doors, and walk off with my purse while both of us were home, now...
In a completely unrelated incident I am a victim of Identity Theft. The newer kind; the kind where some jerk has enough skills to convince online retailers that he is calling from my phone number; the kind where I have wild debits made to my meager checking account.
TransUnion was the only one of the credit bureaus where I was able to reach a live person, a caring rep. who gave me suggestions for further needed steps to protect myself from this Thief of Me.
I have had to speak with representatives from local agencies all the way to the Federal Trade Commission, now under the Department of Homeland Security.
This person uses my address, my phone number, my credit cards and uses big online merchants to send money elsewhere, ie; PayPal and Western Union. I am as violated as I was when my purse was stolen. My soul cannot discern a difference.
Identity Theft is not the Christmas gift I wanted to find under my tree this year. And it may well still be under my tree next year.
Take care to check your credit report, to check at least weekly your account balances, be they debits or credits. My computer is always up-to-date and still shows no viruses, spyware or worms.
Vigilance is all we have.
Thanks March Dancer.
That should be a fair warning that we all are at risk.
Thx for the info.
Steve @
http://www.lifeincome.org
Steve,
Thanks for droppin' by.
Identity theft, and other personal attacks of fraud may not be conquered, but we can protect ourselves and shrink our size as a target.
This post may be viewed as much to exhort privacy as it is to use tools like Trans Union to protect ourselves.
This post has been removed by a blog administrator.
This post has been removed by a blog administrator.
I've removed a couple of comments - they were advertisements that had obviously not read the post or prior comments.
Debt relief, avoiding identity theft, income generation, and all sorts of other ideas aren't bad - comment spam with embedded links to spam sites is.
I'm glad you were lucky to have TransUnioun clear up your credit report mess but I've heard people've had different experience trying ro fix their credit report after they have been victims of idenity theft. not a very positive exsperience...
Dude,
How right you are. Years of credit problems due to credit fraud is not at all positive.
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